During the past few weeks, even though I was extremely busy with my insurance studies, I went over several things in my life. More specifically, I wanted to open the various drawers in my mind and to clean out any cobwebs or dust that had accumulated there over time. :) It was not an easy process, but it was definitely a rewarding one! In order to avoid a rather tedious post about my latest thoughts/beliefs, I have decided to list a number of questions to myself in an interview format. Hope that you will enjoy reading this "interview"! :))
Q: You have an Honours degree in Psychology, but you are studying and working in insurance. In a fairly recent post, you mentioned an interest in studying Medicine. As far as career aspirations are concerned, what plans do you have for the future?
A: It is true that I have an Honour degree in Psychology. It is also true that I have been studying and working in insurance for approximately three years. I cannot deny that there have been a number of instances in the past when I harboured the desire of studying Medicine, but this dream has always ended up being archived somewhere in one of the hidden corners of my mind! Although I will probably always remain fascinated by medical matters, I am hoping to build a future that is somewhat tied with my current occupation. At the moment, I am working as a Senior Claims Insurance Officer and I am presently studying to obtain my Diploma in Insurance. I have recently noticed that many individuals who work on claims tend to take a fairly active interest in legal studies. Working in an insurance management/broking firm, I really enjoy that feeling of safeguarding a client's interests! During the time that I have spent working in the said company, I have often managed to persuade a number of insurance companies to settle countless claims. If I see that a client is right and deserves to be paid a certain amount of money, I can be a big headache for the company that keeps refusing to pay! :)
Ever since I was a child, many people had encouraged me to pursue legal studies. Fascinated by Psychology, I never really thought about studying Law. Nowadays, as I gain more experience in insurance and develop a better understanding of various legal principles, I strongly believe that I could eventually further my studies in Law. I consider myself to be a very assertive person and my ability to communicate in several languages would surely be an asset!
In a nutshell, I plan to continue working and studying insurance for a while. Yet, I also hope to study Law so that I can work as a lawyer sometime in the future.
Q: Your favourite dish?
A: Spaghetti alla carbonara! :)
Q: Favourite TV show?
A: Boston Legal.
To be continued...
Tuesday, 21 October 2008
Monday, 13 October 2008
Saturday, 20 September 2008
The Power of the Media
When I was younger, I used to consider Western media such as CNN as the truth and nothing else but the truth. I never questioned what was said by the capitalist media and the views they espoused became my own during conversations with family and friends. During those days, I never tried to go beyond the rhetoric to see what was NOT being said.As time went by, however, I became much more critical of the capitalist media. I realised that a journalist or a contributor to the media is, deep down, a person who is trying to transmit their viewpoints across to the world in order to achieve certain goals. Of course, given the fact that most Western countries have adopted a predominantly capitalist economic model, it is not surprising to see that most newspapers, radio stations, and TV channels broadcast pro-capitalist messages. Furthermore, I have noticed that anything or anyone who tries to criticise capitalism is usually either ridiculed, demonised, or simply ignored. Fidel Castro and Hugo Chavez are the perfect examples of this phenomenon.
While the Western media barely ever takes a break from transmitting speeches about democracy and human rights by individuals such as George W. Bush or Gordon Brown, it rarely focuses on what has really happened throughout history once the sweet rhetoric of such people is brushed aside in favour of the hard facts. I will try to shed some light on this point in this post so that every time you hear a UK or US government representative talk about democracy and human rights, you will be able to go beyond the rhetoric and examine the facts.
I guess that few people have heard about a certain Sandy Mitchell. The latter was a British citizen who spent some time working in Saudi Arabia as an anaesthetic technician. In the year 2000, he was accused of being involved in two bombings that shook the country. The authorities arrested Sandy and subjected him to a great deal of torture. Back in the UK, his sister struggled almost constantly in order to push the British Government to do something in order to secure her brother's release. The Foreign Office was clearly terrified of upsetting the good commercial relations that existed between the UK and Saudi Arabia and were, therefore, very reluctant to do much in order to obtain Mr Mitchell's release. As stated by Mark Hollingsworth and Sandy Mitchell, the authors of Saudi Babylon: Torture, Corruption and Cover-Up Inside the House of Saud (2006), "It was clear from the Foreign Office reports that ministers were raising the case but there was no negotiation, lateral thinking or pressure being applied" (p. 163). The same authors added that "Secret trials, torture, no legal defence after uncorroborated confessions and arbitrary detention without charge are features of the Saudi judicial system. Crimes involving national security are so broadly defined that they encompass all non-violent opposition to the government. The Saudis refuse to allow the UN Human Rights Committee to investigate allegations of systematic torture in the Kingdom" (p. 228).
Sadly, it seems that the Western media hardly ever criticises the appalling human rights situation in Saudi Arabia. The authors of the aforementioned book stated that "Concern for human rights in Saudi Arabia ranks very low on the agenda of the US and UK governments. Apart from noting that women face discrimination and the court system is secretive, abuse of human rights is barely mentioned by the UK Foreign Office or in US State Department presentations to Congress about programmes to promote democratic values across the world" (p. 229).
The media is extremely powerful. I believe that it should do much more than simply broadcast capitalist messages. The media should trigger discussions and focus on genuine attempts to reduce the suffering of millions of people all over the world.
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Friday, 12 September 2008
Career Aspirations
A few days ago, La Delirante and I met this girl at a private educational institute. She said that she graduated as a lawyer, but has never really worked as one. Indeed, her current job has virtually nothing to do with her legal studies. She did not complain about the fact that she is not working as a lawyer. The girl said that compared to some of her university colleagues who went on to work as lawyers, she has a much better job. We asked her about decent work opportunities for lawyers here in Malta; her comments were far from encouraging! She said that unless one comes from a family of established lawyers or has strong connections, it is extremely hard to find a good job as a lawyer in present-day Malta. A friend of hers, she told us, had tried to work as a notary and opened an office, but hardly anyone ever turned up. This friend ended up working in a call centre.
Studying something and ending up having to work in a sometimes totally different field is a situation which seems to be affecting a growing number of university graduates locally as well as in many other countries. I spent four years of my life studying Psychology. I was one of the top students in my course, graduating with a high B+ average from university. I also studied Philosophy for several years. When I started looking for a job related to my studies, I could not find anything that matched my knowledge and skills. Some of my classmates ended up working for organisations that helped individuals suffering from a number of behavioural problems, but their jobs were often terribly ill-paid and with very bad conditions. I still remember one girl telling me that she sometimes had to work at night as a sort of security guard in a home for troubled teenagers. She said that she would take a book with her and spend most of the night reading.
I eventually ended up working as a Support Officer for the Ministry of Foreign Affairs. My job did not even require a university degree!
Although the acquisition of knowledge can always be seen as useful (and I surely do not regret having studied Psychology), it is extremely frustrating to see how nobody ever turned on the alarm bells when I was about to enter University. Why is it that nobody informed me that the chances of finding a decent job with an Honours Psychology degree were going to be minimal?
A great deal of the textbooks we used were from the US. Such books often gave one the impression that there is such a huge demand for psychologists that a graduate in that area would never have to face the spectre of unemployment! We were being exposed to the US and sometimes to the UK markets, but hardly anyone was ever enlightening us about the Maltese job market!
Several years have gone by since I graduated. I am presently studying and working in insurance. Up to mid-2005, I had absolutely no idea about how insurance worked. Today, I am working hard to obtain my Diploma in Insurance. As I said in a previous post, I love working in insurance. Yet, there are times when I feel that I could do something more than that since one of the things I like most in life is that beautiful feeling that flows in my system whenever I do something to make other people feel happy. At the end of the day, I studied Psychology for two main reasons: I had fallen in love with science and I wanted to help other human beings to overcome various problems in their lives so that they could feel better about themselves.
If I had the opportunity, I would love to be able to study Medicine. I am sure that the study of how countless body systems work would satisfy my craving for scientific knowledge. More importantly, working as a doctor would allow me to really contribute to improving the welfare of many other people. Moreover, there is always a huge demand for doctors and it is, therefore, virtually impossible to end up unemployed.
The dream is great, but how on earth would I be able to study Medicine today? The course is fairly long and it requires full-time study. With all my current financial commitments, I cannot just stop working to spend the next five years of my life studying! Sadly, this is a dream that is going to have to wait for quite a while until it is turned to reality...
I have focused a great deal on my own experience. Yet, I know that there are several other people out there who could identify with various issues mentioned in this post. During the last month or so, I have come across a girl who graduated in Communications and Psychology, but who is presently working as a receptionist (her duties include preparing coffee and hot chocolate for the directors!). I have also recently met another girl who graduated in Geography, but is working for a financial services company.
One question: shouldn't the government do more to see to it that if a person is studying something, there are several good opportunities to apply the knowledge that is gained painstakingly over a number of years? What is the point of having a Philosophy course at university when the newspaper adverts are almost always looking for graduates in Accounts, Economics, and IT?
Studying something and ending up having to work in a sometimes totally different field is a situation which seems to be affecting a growing number of university graduates locally as well as in many other countries. I spent four years of my life studying Psychology. I was one of the top students in my course, graduating with a high B+ average from university. I also studied Philosophy for several years. When I started looking for a job related to my studies, I could not find anything that matched my knowledge and skills. Some of my classmates ended up working for organisations that helped individuals suffering from a number of behavioural problems, but their jobs were often terribly ill-paid and with very bad conditions. I still remember one girl telling me that she sometimes had to work at night as a sort of security guard in a home for troubled teenagers. She said that she would take a book with her and spend most of the night reading.
I eventually ended up working as a Support Officer for the Ministry of Foreign Affairs. My job did not even require a university degree!
Although the acquisition of knowledge can always be seen as useful (and I surely do not regret having studied Psychology), it is extremely frustrating to see how nobody ever turned on the alarm bells when I was about to enter University. Why is it that nobody informed me that the chances of finding a decent job with an Honours Psychology degree were going to be minimal?
A great deal of the textbooks we used were from the US. Such books often gave one the impression that there is such a huge demand for psychologists that a graduate in that area would never have to face the spectre of unemployment! We were being exposed to the US and sometimes to the UK markets, but hardly anyone was ever enlightening us about the Maltese job market!
Several years have gone by since I graduated. I am presently studying and working in insurance. Up to mid-2005, I had absolutely no idea about how insurance worked. Today, I am working hard to obtain my Diploma in Insurance. As I said in a previous post, I love working in insurance. Yet, there are times when I feel that I could do something more than that since one of the things I like most in life is that beautiful feeling that flows in my system whenever I do something to make other people feel happy. At the end of the day, I studied Psychology for two main reasons: I had fallen in love with science and I wanted to help other human beings to overcome various problems in their lives so that they could feel better about themselves.
If I had the opportunity, I would love to be able to study Medicine. I am sure that the study of how countless body systems work would satisfy my craving for scientific knowledge. More importantly, working as a doctor would allow me to really contribute to improving the welfare of many other people. Moreover, there is always a huge demand for doctors and it is, therefore, virtually impossible to end up unemployed.
The dream is great, but how on earth would I be able to study Medicine today? The course is fairly long and it requires full-time study. With all my current financial commitments, I cannot just stop working to spend the next five years of my life studying! Sadly, this is a dream that is going to have to wait for quite a while until it is turned to reality...
I have focused a great deal on my own experience. Yet, I know that there are several other people out there who could identify with various issues mentioned in this post. During the last month or so, I have come across a girl who graduated in Communications and Psychology, but who is presently working as a receptionist (her duties include preparing coffee and hot chocolate for the directors!). I have also recently met another girl who graduated in Geography, but is working for a financial services company.
One question: shouldn't the government do more to see to it that if a person is studying something, there are several good opportunities to apply the knowledge that is gained painstakingly over a number of years? What is the point of having a Philosophy course at university when the newspaper adverts are almost always looking for graduates in Accounts, Economics, and IT?
Monday, 8 September 2008
The Gods that Failed

I have just finished reading a great book entitled The Gods that Failed: How Blind Faith in Markets Has Cost Us Our Future (2008, The Bodley Head) by Larry Elliott and Dan Atkinson. I strongly believe that all true left-wing thinkers should read this book. The book, however, also offers a great deal of food for thought for all those individuals who support the free-market economy.
The "gods" referred to in the aforementioned book are a number of ideas that have been and are still predominant in several capitalist countries such as the UK. To mention some examples, the authors talk about the effects of "gods" such as liberalisation, competition, and privatisation.
I will end this post with some quotations that will hopefully encourage the readers to purchase a copy:
"In Britain and the United States a very strange sect has seized power. They believe that we can all reach financial paradise. If only certain sacrifices are made. There must be deregulation, there must be privatisation, and markets must be left unmolested, the better to perform their magic. Democratic governments, unions and professionals will all have to accept that there is no alternative. Meanwhile job security, affordable houses and decent public services wither away in the white heat of financial engineering." (taken from the book's blurb)
"The New Olympians are unconcerned with - in fact, hostile to - job security (other than their own), social tranquillity, and the traditional middle-class aspiration for both the good life and the quiet life. Our modern day Olympians sit in judgement in their central banks, their skyscraper blocks in the financial districts and in the headquarters of the European Commission, the International Monetary Fund, the World Bank and the World Trade Organisation. In these houses of the holy, they roll their eyes in despair when they hear that the Detroit car worker, the Argentinian shopkeeper or the Cornish fisherman is complaining that their way of life is under threat. Like it or lump it, that's just the way it is and has to be, the New Olympians say." (p. 5)
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Friday, 29 August 2008
Two Years...and a Promotion!!!
The 21/08/2008 marked my second year working for an insurance management/broking company. I had never spent so much time working for a specific firm.
I started working in insurance in September 2005. Prior to joining, I had practically no idea about what insurance was all about. I had never studied it or even come close to working in an area that was somewhat related.
My first job in this sector of the financial services industry was that of a health claims handler. The job was very interesting and I learned a great deal about various illnesses, surgical interventions, and treatment types. The company I worked for had also sponsored an insurance course for me to learn the concepts underlying the day-to-day work. I was doing quite well throughout the early stages of the course (I obtained a score of 96% in the last exam that I sat for!), but I had to drop out because of the many times that we had to work overtime. I also decided to drop out since my mom was very ill at that time and it was extremely hard to work, study, and deal with my mom's devastating illness.
I spent less than a year working as a health claims handler. Although the job was very interesting, the employment conditions were not so good. I, therefore, moved to an insurance management/broking company.
Since August 2008, I have dealt with countless commercial and personal lines claims. Thanks to the company's sponsorship policy, I have been able to further my studies in insurance. Indeed, earlier on this year, I obtained my Certificate in Insurance with the Chartered Insurance Institute (CII). I am presently studying to achieve my Diploma in Insurance.
Given the fact that I am very good at communication and that I am able to express myself in other languages (such as Italian and Spanish), most of my time has been dedicated to the handling of the claims issues pertaining to an international client. Nowadays, it is very common for me to spend my day writing emails in Italian although I also send several emails in English. Every now and then, I also have to translate some material from Italian to Spanish or from Spanish to English.
As a person, I am an extremely analytical one. This helps a lot when discussing claims with one or more insurers. By using my argumentative skills and by being assertive, I have often persuaded an insurer to reconsider their settlement offer. :)
I love working in insurance! Once the basic skills are learned, one can go to almost any part of the world to work since insurance companies have become extremely widespread over the last few years.
As is often said, success is the fruit of hard work. After a little over two years, the directors have reviewed my performance favourably and decided to give me a promotion!!! Indeed, I have been promoted to the position of Senior Insurance Officer - Claims. :)) I received several emails from many of my colleagues and their words were very nice.
It is now time to celebrate!!! :)))))
I started working in insurance in September 2005. Prior to joining, I had practically no idea about what insurance was all about. I had never studied it or even come close to working in an area that was somewhat related.
My first job in this sector of the financial services industry was that of a health claims handler. The job was very interesting and I learned a great deal about various illnesses, surgical interventions, and treatment types. The company I worked for had also sponsored an insurance course for me to learn the concepts underlying the day-to-day work. I was doing quite well throughout the early stages of the course (I obtained a score of 96% in the last exam that I sat for!), but I had to drop out because of the many times that we had to work overtime. I also decided to drop out since my mom was very ill at that time and it was extremely hard to work, study, and deal with my mom's devastating illness.
I spent less than a year working as a health claims handler. Although the job was very interesting, the employment conditions were not so good. I, therefore, moved to an insurance management/broking company.
Since August 2008, I have dealt with countless commercial and personal lines claims. Thanks to the company's sponsorship policy, I have been able to further my studies in insurance. Indeed, earlier on this year, I obtained my Certificate in Insurance with the Chartered Insurance Institute (CII). I am presently studying to achieve my Diploma in Insurance.
Given the fact that I am very good at communication and that I am able to express myself in other languages (such as Italian and Spanish), most of my time has been dedicated to the handling of the claims issues pertaining to an international client. Nowadays, it is very common for me to spend my day writing emails in Italian although I also send several emails in English. Every now and then, I also have to translate some material from Italian to Spanish or from Spanish to English.
As a person, I am an extremely analytical one. This helps a lot when discussing claims with one or more insurers. By using my argumentative skills and by being assertive, I have often persuaded an insurer to reconsider their settlement offer. :)
I love working in insurance! Once the basic skills are learned, one can go to almost any part of the world to work since insurance companies have become extremely widespread over the last few years.
As is often said, success is the fruit of hard work. After a little over two years, the directors have reviewed my performance favourably and decided to give me a promotion!!! Indeed, I have been promoted to the position of Senior Insurance Officer - Claims. :)) I received several emails from many of my colleagues and their words were very nice.
It is now time to celebrate!!! :)))))
Monday, 18 August 2008
Spreading Democracy?
For the past fifteen years or so, the government of the UK and, especially, that of the US have frequently talked about the concept of "spreading democracy" to every part of the world. Indeed, various covert military operations have been carried out in numerous countries to ensure that "democracy" is sowed. Books such as Guns for Hire: The Inside Story of Freelance Soldiering (by Tony Geraghty) and Veil (by Bob Woodward) provide ample evidence of the attempts made by several US and the UK administrations to instill their vision of democracy in many countries.
As a person with a very strong interest in world events and in politics, I have often asked myself: why do the UK and the US governments talk so much about democracy? Why is this word invoked so many times during countless speeches? What exactly do individuals such as Gordon Brown and George W. Bush mean when they speak almost incessantly about democracy?
Just yesterday, I was reading an article by Stephen Gowans about the demonisation of Robert Mugabe in the Western world. Whilst reading this article, I came across the following part which clarified the meaning of the term "democracy" when used by various representatives of the UK and of the US administrations: "To the US, British and European governments that back the MDC, democracy is more or less equivalent to free trade, free enterprise, free markets and above all, the sanctity of private property, within other countries’ borders. Equally, in the Anglo-American sense, democracy is an electoral competition among two or more parties committed to these values, or what Robert Dahl called polyarchy and Karl Marx called a contest to decide which representative of the bourgeoisie will oppress you for the next four years."
In the eyes of the UK and of the US governments, as long as a country allows the possibility of competition between two or more political parties of virtually any kind, there is nothing much to fear in terms of being able to spread their own business interests. This is because when such a political environment exists, it is extremely common for the UK and for the US administrations to work as follows:
1.) Identify a political party that can be used to further UK/US business interests;
2.) Provide economic and other support to help such a party win as many elections as there are in order to ensure the spread of UK/US business interests;
3.) If there is no political party that currently favours very close ties with the UK/US administrations, transfer a great deal of money to a particular group in the target country to set up a party that can try to win the elections;
4.) Once the chosen party wins an election, keep on providing all the necessary support so that this party can remain in power and so that the country is transformed into a client state.
The UK and US governments sometimes try to persuade the world's population that their desire to spread democracy is motivated by a wish to improve the human rights plight of every human being, regardless of where he/she lives. During the past few months, it has been possible to come across a number of representatives of both governments engaged in extremely heavy criticism of individuals such as Robert Mugabe and Hugo Chavez. The criticisms seemed to be triggered by a high level of concern about various human rights issues in Zimbabwe and in Venezuela. At this stage, it is very important to bear in mind the great opposition displayed by people such as Mugabe and Chavez when faced with a huge amount of pressure to implement countless neo-liberal economic policies in their countries.
As I listened and read the articles written by numerous representatives of the UK/US governments about several human rights issues in anti-imperialist countries such as Cuba, Venezuela and Zimbabwe, there was one question that kept cropping up in my mind: if the US and the UK governments are so concerned about improving the human rights situation for every person in the world, why is it that individuals such as George W. Bush never talk about the human rights situation in countries such as Saudi Arabia and Egypt? Why is the attention of capitalist countries so selective?
In view of the above, it seems pretty clear to me that the UK and the US governments are mainly interested in spreading their economic policies to every part of the world so that a relatively small number of their citizens can continue becoming richer and richer. To conclude, every time you hear a representative of a capitalist country talk about democracy, always go beyond mere rhetoric and appearances.
As a person with a very strong interest in world events and in politics, I have often asked myself: why do the UK and the US governments talk so much about democracy? Why is this word invoked so many times during countless speeches? What exactly do individuals such as Gordon Brown and George W. Bush mean when they speak almost incessantly about democracy?
Just yesterday, I was reading an article by Stephen Gowans about the demonisation of Robert Mugabe in the Western world. Whilst reading this article, I came across the following part which clarified the meaning of the term "democracy" when used by various representatives of the UK and of the US administrations: "To the US, British and European governments that back the MDC, democracy is more or less equivalent to free trade, free enterprise, free markets and above all, the sanctity of private property, within other countries’ borders. Equally, in the Anglo-American sense, democracy is an electoral competition among two or more parties committed to these values, or what Robert Dahl called polyarchy and Karl Marx called a contest to decide which representative of the bourgeoisie will oppress you for the next four years."
In the eyes of the UK and of the US governments, as long as a country allows the possibility of competition between two or more political parties of virtually any kind, there is nothing much to fear in terms of being able to spread their own business interests. This is because when such a political environment exists, it is extremely common for the UK and for the US administrations to work as follows:
1.) Identify a political party that can be used to further UK/US business interests;
2.) Provide economic and other support to help such a party win as many elections as there are in order to ensure the spread of UK/US business interests;
3.) If there is no political party that currently favours very close ties with the UK/US administrations, transfer a great deal of money to a particular group in the target country to set up a party that can try to win the elections;
4.) Once the chosen party wins an election, keep on providing all the necessary support so that this party can remain in power and so that the country is transformed into a client state.
The UK and US governments sometimes try to persuade the world's population that their desire to spread democracy is motivated by a wish to improve the human rights plight of every human being, regardless of where he/she lives. During the past few months, it has been possible to come across a number of representatives of both governments engaged in extremely heavy criticism of individuals such as Robert Mugabe and Hugo Chavez. The criticisms seemed to be triggered by a high level of concern about various human rights issues in Zimbabwe and in Venezuela. At this stage, it is very important to bear in mind the great opposition displayed by people such as Mugabe and Chavez when faced with a huge amount of pressure to implement countless neo-liberal economic policies in their countries.
As I listened and read the articles written by numerous representatives of the UK/US governments about several human rights issues in anti-imperialist countries such as Cuba, Venezuela and Zimbabwe, there was one question that kept cropping up in my mind: if the US and the UK governments are so concerned about improving the human rights situation for every person in the world, why is it that individuals such as George W. Bush never talk about the human rights situation in countries such as Saudi Arabia and Egypt? Why is the attention of capitalist countries so selective?
In view of the above, it seems pretty clear to me that the UK and the US governments are mainly interested in spreading their economic policies to every part of the world so that a relatively small number of their citizens can continue becoming richer and richer. To conclude, every time you hear a representative of a capitalist country talk about democracy, always go beyond mere rhetoric and appearances.
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